Free English Lessons

Listening Lesson – Opening A Bank Account

by Oli Redman on 22 September, 2014 , No comments

If you spend time working or studying in an English-speaking country, you’ll need to go to the bank and open an account. Learn some useful English words and phrases for going to the bank in this free English listening lesson.

Man: Hello, what can I do for you today?

Woman: I’d like to open an account1.

Man: Okay, we’ll need proof of ID2 and proof of address.

Woman: I’ve brought my passport with me.

Man: That’s great, and do you have any proof of address, like a utilities bill3, for instance?

Woman: I’ve got a letter from my university. Will that do4?

Man: That should be fine. So we can open a current account5 for you, would you like us to open a savings account at the same time?

Woman: No, I don’t think so. I’m only here for a few months. Just one question: does the account come with a credit card?

Man: Er, no. You’ll get a debit card6 and a chequebook, but if you want a credit card, you’ll have to apply for it separately.

Woman: Okay, that’s fine. How long will it take to get everything done?

Man: We can open the account today. Your card will be sent to your address within five working days7.

  1. account= bank account
  2. ID = identification, so proof of ID means something to prove who you are, like a passport
  3. A utilities bill means a bill for your gas, electricity, water or telephone.
  4. Will that do? = Is that [good] enough?
  5. A current account is for day-to-day banking. It is called a checking account in the USA and Canada.
  6. A debit card allows you to spend the money you have in your bank account. A credit card lets you spend money and pay it back later, so you can spend money you don’t have yet.
  7. Working days means Monday-Friday. So if today is Friday, and I tell you your account will be open in five working days, I mean it will be open next Friday.

The same or different? Can you explain the difference?

  1. an account/a bank account
  2. a gas bill/a utilities bill
  3. a current account/a checking account
  4. five days/five working days
  5. that will do/that’s enough

Can you make sentences from these words?

  1. take/long/everything/how/to/get/will/done/it
  2. brought/me/passport/with/I’ve
  3. days/sent/five/your/within/card/will/working/be
  4. today/what/do/you/I/for/can
  5. come/account/credit/the/does/a/with/card
  1. The same. You could have different kinds of accounts, but when we say account in everyday conversation, we mean bank account.
  2. Different. Utilities bills include electricity bills, water bills, phone bills and gas bills.
  3. The same, but used in different countries. Current account in the UK, checking account in the US and Canada.
  4. Different. Five working days usually means seven days.
  5. The same.
  6. How long will it take to get everything done?
  7. I’ve brought my passport with me.
  8. Your card will be sent within five working days.
  9. What can I do for you today?
  10. Does the account come with a credit card?
Oli RedmanListening Lesson – Opening A Bank Account