Man: Hello, what can I do for you today?
Woman: I’d like to open an account1.
Man: Okay, we’ll need proof of ID2 and proof of address.
Woman: I’ve brought my passport with me.
Man: That’s great, and do you have any proof of address, like a utilities bill3, for instance?
Woman: I’ve got a letter from my university. Will that do4?
Man: That should be fine. So we can open a current account5 for you, would you like us to open a savings account at the same time?
Woman: No, I don’t think so. I’m only here for a few months. Just one question: does the account come with a credit card?
Man: Er, no. You’ll get a debit card6 and a chequebook, but if you want a credit card, you’ll have to apply for it separately.
Woman: Okay, that’s fine. How long will it take to get everything done?
Man: We can open the account today. Your card will be sent to your address within five working days7.